[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.2mark.sk\/preco-neinvestujeme\/#Article","mainEntityOfPage":"https:\/\/www.2mark.sk\/preco-neinvestujeme\/","headline":"Pre\u010do neinvestujeme","name":"Pre\u010do neinvestujeme","description":"Peniaze a\u00a0oblas\u0165 financi\u00ed predstavuj\u00fa oblas\u0165 z\u00e1ujmu, ktorej sa \u017eiadna dom\u00e1cnos\u0165 \u010di jedinec nevyhne. Neexistuj\u00fa dni, kedy by \u010dlovek neotv\u00e1ral vlastn\u00fa pe\u0148a\u017eenku a\u00a0neh\u013eadal peniaze \u010di platobn\u00fa…","datePublished":"2019-11-19","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.2mark.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.2mark.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c3c8c755425dd2471c09c708679d7ce7419edeb32b4db4bfbe1377eb9462fa49?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c3c8c755425dd2471c09c708679d7ce7419edeb32b4db4bfbe1377eb9462fa49?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"2mark.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.2mark.sk\/wp-content\/uploads\/img_a300601_w16507_t1557846930.jpg","url":"https:\/\/www.2mark.sk\/wp-content\/uploads\/img_a300601_w16507_t1557846930.jpg","height":0,"width":0},"url":"https:\/\/www.2mark.sk\/preco-neinvestujeme\/","wordCount":406,"articleBody":"Peniaze a\u00a0oblas\u0165 financi\u00ed predstavuj\u00fa oblas\u0165 z\u00e1ujmu, ktorej sa \u017eiadna dom\u00e1cnos\u0165 \u010di jedinec nevyhne. Neexistuj\u00fa dni, kedy by \u010dlovek neotv\u00e1ral vlastn\u00fa pe\u0148a\u017eenku a\u00a0neh\u013eadal peniaze \u010di platobn\u00fa kartu. A\u00a0okrem t\u00fdch pravideln\u00fdch v\u00fddavkov, s\u00fa tu aj v\u00fddavky nepredv\u00eddate\u013en\u00e9, s\u00a0ktor\u00fdmi sa ned\u00e1 dopredu r\u00e1ta\u0165. Pokazila sa pr\u00e1\u010dka, treba zaplati\u0165 pokutu za prekro\u010den\u00fa r\u00fdchlos\u0165 alebo ste zabudli na narodeniny v\u00e1\u0161ho rodinn\u00e9ho pr\u00edslu\u0161n\u00edka a\u00a0u\u017e v\u00e1m hor\u00ed pod zadkom? Aj toto je jeden z\u00a0hlavn\u00fdch d\u00f4vodov, pre\u010do \u013eudia neinvestuj\u00fa vo\u013en\u00e9 finan\u010dn\u00e9 prostriedky. A\u00a0je to celkom logick\u00e9. Po\u010fme si v\u0161ak jednotliv\u00e9 mot\u00edvy rozdeli\u0165 a\u00a0vysvetli\u0165.\u013dudia za svoju pr\u00e1cu a\u00a0odpracovan\u00e9 hodiny dost\u00e1vaj\u00fa mzdu. Jedn\u00e1 sa (v\u00e4\u010d\u0161inou) o\u00a0mzdu n\u00e1razov\u00fa. Je vypl\u00e1can\u00e1 v\u00a0pravideln\u00fdch zv\u00e4\u010d\u0161a dvojt\u00fd\u017ed\u0148ov\u00fdch \u010di mesa\u010dn\u00fdch intervaloch. Naopak, v\u00fddavky n\u00e1razov\u00e9 nie s\u00fa. Do obchodov chod\u00edte predsa pravidelne a\u00a0spravi\u0165 si rados\u0165 do obchodn\u00e9ho centra pravdepodobne tie\u017e. A\u00a0\u010do takto pote\u0161i\u0165 sa dobr\u00fdm z\u00e1kuskom a\u00a0v\u00ednkom v\u00a0spolo\u010dnosti najbli\u017e\u0161\u00edch a zn\u00e1mych? V\u00a0tomto pr\u00edpade mo\u017eno hovori\u0165 o\u00a0transak\u010dnom mot\u00edve \u2013 je nutn\u00e9 nak\u00fapi\u0165 to, \u010do je potrebn\u00e9.\u010eal\u0161\u00edm z\u00a0d\u00f4vodov, pre\u010do je nutn\u00e9 dr\u017ea\u0165 likviditu (v akejko\u013evek podobe), je mot\u00edv opatrnostn\u00fd. S niektor\u00fdmi v\u00fddavkami toti\u017e nejde dopredu po\u010d\u00edta\u0165. Nie\u010do sa pokaz\u00ed? Pr\u00edde ne\u010dakane pozv\u00e1nka na svadbu a\u00a0vy mus\u00edte zaobstara\u0165 vhodn\u00fd svadobn\u00fd dar? Rozbije sa staro\u017eitnos\u0165 po babi\u010dke, ktor\u00fa treba opravi\u0165? Na toto v\u0161etko s\u00fa nutn\u00e9 financie tie\u017e. Av\u0161ak, dopredu sa o\u00a0nich nevie.\u0160peci\u00e1lnu skupinu mot\u00edvov uzatv\u00e1raj\u00fa tzv. \u0161pekulanti, ktor\u00ed \u0161pekuluj\u00fa oh\u013eadom k\u00fapy a\u00a0predaja cenn\u00fdch papierov. Be\u017en\u00fdch dom\u00e1cnost\u00ed a\u00a0jedincov sa teda \u00faplne mot\u00edv \u0161pekula\u010dn\u00fd net\u00fdka. Ak toti\u017e o\u010dak\u00e1vaj\u00fa, \u017ee cena akci\u00ed poklesne, akcie pred\u00e1vaj\u00fa a\u00a0dr\u017eia hotovos\u0165, aby nesk\u00f4r mohli akcie kupova\u0165 za v\u00fdhodnej\u0161\u00edch podmienok.D\u00f4vodov na dr\u017ebu likvidn\u00fdch finan\u010dn\u00fdch prostriedkov je hne\u010f nieko\u013eko. Je v\u0161ak treba zv\u00e1\u017ei\u0165 ko\u013eko, v\u00a0ak\u00fdch finan\u010dn\u00fdch produktoch a\u00a0naopak \u2013 kam investova\u0165 zbytok. Hra s\u00a0peniazmi m\u00f4\u017ee za\u010da\u0165!                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pre\u010do neinvestujeme","item":"https:\/\/www.2mark.sk\/preco-neinvestujeme\/#breadcrumbitem"}]}]